About Australian Broker Network
Australian Broker Network (ABN) is a national broker partnership that provides competitively priced insurance advice and solutions for small-to-medium businesses and individuals all across Australia. We are dedicated to helping you protect your business and personal assets through carefully tailored advice and the ability to leverage our scale with leading insurers and underwriting agencies.
At ABN, our qualified insurance brokerage experts ensure that our customers come first. We take a personal approach with each of our clients to diligently evaluate all aspects of your business, your risks and your situation. We pride ourselves on understanding the details of our client’s business needs today and for the future. By getting to know our client’s business inside and out, we can provide you with the right advice and ensure that you get the insurance cover that best suits your unique needs. ABN also takes the time to help our clients understand your insurance risk so you are empowered to make informed business decisions.
Our Specialties
All our clients have unique business needs and requirements, so we take the time to understand these in order to effectively:
- Negotiate on your behalf so you can get access to the best policies and terms available
- Deliver quality, timely and cost-effective client services that are unique to your business situation
- Act on your behalf to get claims paid quickly with your full entitlements
The Australian Broker Network is recognised as one of Australia’s leading insurance broker networks providing insurance, risk management, financing and claims management solutions.
What is an Insurance Broker?
An insurance broker is a professional adviser who is an expert in insurance and risk management. Brokers work on behalf of their clients, not for insurance companies, and can be relied on to provide professional advice with your best interests in mind.
A broker will help you identify your individual and/or business risks to help you decide the risks you will need to insure as well as those you can manage in other ways. Most brokers specialise in one specific type of insurance or industry while some others may deal with many different types.
Brokers are aware of the terms and conditions, benefits and exclusions and costs of a wide range of competing insurance policies, so they are able to help you find the most appropriate cover for your own circumstances. In addition to arranging and placing cover with the chosen insurer on behalf of clients, brokers also act on behalf of clients in the event of a claim.
Why Use a Broker?
As insurance brokers, we can save you time, money and worry. Just like an accountant or lawyer would rely on their years of training and experience to provide professional advice, our team of qualified brokers do the same with your insurance.
Insurance can be incredibly complicated to understand and the expert brokers at ABN can help you understand the details of a policy, work out what level of cover you need and ensure that you are properly protected.
Working with a broker doesn’t necessarily cost more. Often, it costs less because brokers such as the ones at ABN have extensive knowledge of the insurance market and the ability to negotiate competitive premiums on your behalf. In addition, because insurance brokers deal with a range of insurance companies directly, we can sometimes access policies that are not available to most consumers.
If the worst happens and you do have to make a claim, our team of brokers will act on your behalf, liaising with the insurance company to negotiate the best possible outcome for you. So, whether you need home, car, life or business insurance, brokers are the best, most trusted sources of advice available to make sure you are properly protected.
Choosing the BETTER Broker
Just like any other professional you would go to in search of advice, such as doctors, lawyers and accountants, brokers are highly-qualified, objective insurance advisers and go through years of education and on-the-job training to earn their qualifications.
When selecting a broker, it is important to choose those who have earned their Qualified Practising Insurance Broker (QPIB) or Certified Insurance Professional (CIP) status. If in doubt, always ask. Brokers will be happy to let you know of their qualifications and explain what it takes to attain them.
The brokers at Australian Broker Network are duty bound to adhere to the Insurance Brokers Code of Practice. The Code sets out the minimum service standards you can expect when you use an insurance broker and outlines what you need to do in the unlikely event you have a complaint to make.
In addition to this, brokers at ABN are required to show evidence of continued professional development on an annual basis in order to maintain their qualifications. The Australian Broker Network fulfils the above criteria, so you can be confident your insurance needs are in safe hands.